Why is SumUp the right choice for your business?
With reliable card readers, efficient and easy-to-use software, and a great range of customisation options, we’ll always support you as you develop your business.
Enjoy transaction fees from as low as
0.99%
No nasty surprises
We'll never charge you admin costs or annual renewal fees. And, there's no minimum amount you need to process each month.
Speedy payouts
Access the money you process with our products directly in your account as early as 7am.
SumUp vs. Square vs. Zettle
Take a look at how our payment solutions compare to Square in the table below
SumUp
Square
Standard payout time
4pm, the next work day
1-2 business days
Payout time with Business Account
7am the next day, even on weekends and holidays
Payout time with SumUp One subscription
7am the next day with Business Account; 7am next work day for 3rd party bank
Payout cost
Free standard payouts, and Free next-day payouts to the SumUp Business Account
Free standard payouts, 1% charge for instant transfers
Tipping
Digital receipts
Staff profiles
Product library (item catalog)
Sales reports
Entry level card reader
£39 (Air)
£19 (Square Reader)
Advanced card reader (standalone, without the need for an app)
£79 (SumUp Solo), £139 (SumUp Solo + printer)
£149 (Square Terminal)
With screen and PIN pad
Square Terminal only
Free unlimited mobile data
SumUp Solo with in-built SIM card
Touchscreen
All
Square Terminal only
Mobile payments functionality
✓ (all payment types)
Limited to Offline Mode, no contactless card payments acceptance on the go
Optional charging station
Compatible third party receipt printers
Star Micronics, Bixolon, AirPrint, Google Cloud Print
Star Micronics, Epson
Standard transaction fee
1.69%
1.75%
Transaction fee with SumUp One subscription
0.99%, lock in lower fees for £19/month
Transaction fee with Business Account
Cards accepted
Visa, Visa Electron, V Pay, Mastercard, Maestro, American Express, Union Pay, Diners Club, Discover
Visa, Visa Electron, V Pay, Mastercard, Maestro, American Express
Contactless payment types accepted
Contactless card, Apple Pay, Google Pay, Samsung Pay
Contactless card, Apple Pay, Google Pay, Samsung Pay
SumUp
4pm, the next work day
7am the next day, even on weekends and holidays
7am the next day with Business Account; 7am next work day for 3rd party bank
Free standard payouts, and Free next-day payouts to the SumUp Business Account
Square
1-2 business days
Free standard payouts, 1% charge for instant transfers
The competitive data analysis on this page was collected in January 2024 and it is based on information found on both SumUp and Square’s websites. This information is subject to change or update without notice and is not intended to be comprehensive. We appreciate your understanding and hope this page serves as a valuable resource for your operational considerations.
Card readers, tills & beyond
Features that work together
SumUp card readers are designed to work seamlessly as you go about your daily business. Enjoy payment processing, inventory control, and cash flow management as part of an efficient, frictionless ecosystem.
Accept card payments
Take contactless or Chip and PIN payments from all major cards quickly and easily with your mobile card reader.
Organise your items
Make stock management seamless with a detailed item catalogue, including all your products, variations, and prices.
Track your cash earnings
Consolidate cash and card payments in a single system and enjoy frictionless, simplified accounting.
Stay mobile
Use your charging station to keep your card reader powered up and ready for whenever you need it.
Customise to your needs
We offer different plans, such as SumUp One, to save you money on products and transaction fees with a fixed monthly price.
Free, unlimited data
Always stay connected with the free, built-in SIM card with unlimited data or WiFi connectivity.
Free access to our digital products
Download the free SumUp app from the Apple or Google Play stores for instant access to our digital solutions. Get to know Tap to Pay, payment links generator, the SumUp Business Account, our online store builder and more.
FAQs
Answering your questions about SumUp vs. Square vs. Zettle
Which card provider should I choose as a small business owner?
What card reader has the lowest fees?
Can SumUp card readers be used in Europe?
What is the difference between SumUp and Square or Zettle?
How long does it take for the money to appear in my account?
How much do card readers charge per transaction?