Our card payment service
This summary shows our charges for card payments and other important information about our service. You can use this to compare our service with other providers to find the best deal for you. We are required to provide this information by the Payment Systems Regulator.
Your costs for accepting common individual card payments5
| Mastercard | Visa | Additional charges per transaction | |||||
|---|---|---|---|---|---|---|---|
| UK based card | Debit2 | Credit3 | Business4 | Debit2 | Credit3 | Business4 | Authorisation fee |
| In person6 | £0 | ||||||
| Online7 | £0 | ||||||
| Phone7 | £0 | ||||||
| Other potential transaction charges | |
|---|---|
| Chargerback fee | Revival fee |
| £0 | £0 |
| Examples | |||
|---|---|---|---|
| If your customer uses a Mastercard personal debit card in person to purchase a £0 item, you would pay: | 0p (0.00% of £0) | +0p (fee for authorisation) | =0p |
| If your customer uses a VISA personal credit card online or by phone to purchase a £0 item, you would pay: | 0p (0.00% of £0) | +0p (fee for authorisation) | =0p |
| Other monthly charges | |
|---|---|
| Point of sale terminal (per terminal per month) | £0 |
| Gateway8 | £0 |
| PCI DSS service fee9 | £0 |
| Minimum monthly service charge (MMSC)10 | £0 |
| SumUp One | £0 |
| Other details | |
|---|---|
| Settlement time | |
| Please fill above form | |
| Payment brands accepted | |
|---|---|
1. The proportion of your transactions represented by each card type.
2. Personal debit cards.
3. Personal credit cards.
4. Business debit cards.
5. These are the most commonly used cards for most merchants. You pay us a percentage of each card payment you receive. This varies depending on the type of card.
6. A card payment where the card, cardholder and merchant are all in the same place.
7. A card payment where the card, cardholder and merchant are not all in the same place.
8. A service for capturing and transferring payment data.
9. Charges relating to your compliance with card security and anti-fraud standards.
10. Amount payable if your monthly transaction charges do not meet a minimum agreed amount.