Make it count with SumUp

To use Tap to Pay on iPhone you’ll need to make sure that you’re using an iPhone XS or newer which is running the latetst iOS.

To use Tap to Pay on Android you’ll need to be running Android 8 or higher.

Both Tap to Pay on iPhone and Android require you to download the free SumUp app to use.

With both Tap to Pay on iPhone and Android, you can accept Visa, Mastercard and Maestro payments, as well as Apple Pay, Google Pay and other digital wallets. Tap to Pay on iPhone supports American Express and Discover cards but they are not currently supported by Tap to Pay on Android.

Tap to Pay on iPhone and Tap to Pay on Android are free to set up. With both Tap to Pay products, you’ll only pay a small transaction fee of 1.69% on each payment you take with your smartphone.

There is no limit for Tap to Pay on iPhone.

Tap to Pay on Android has a per-transaction limit of £100 when paid with a physical card. There is no limit when it comes to payments made with digital wallets.

Before we can open your business account, we first need to verify your identity. All you’ll need to do is upload a photo of an ID document, such as a valid driving licence or passport.

We may also ask you to provide a utility bill or bank statement too, as a means of verifying your address.

It usually takes less than 10 minutes to open a business account with SumUp. Once you’ve signed up and verified your identity, your account number and sort code are ready to use right away, so you can instantly add money and make transfers while your Mastercard is on its way.

On rare occasions, it might take us a little longer to verify your documents, especially if the photo of your ID document is blurry or if the address you entered doesn’t match the one on your proof of address.

Opening a business account with SumUp is 100% free. We also don’t charge a monthly or annual fee, a fee to send or receive money, or a fee to set up and use Direct Debits.

Yes, when we say ‘free’, we mean it. It won’t cost you a penny to open your business account, nor to send and receive money or set up and use Direct Debits.

The only fees we charge are on withdrawals that exceed your monthly free withdrawal allowance and on withdrawals made abroad. In both cases, the fee is 2%.

Your funds are protected at all times.

As an authorised electronic money institution in the UK, we're regulated by the Financial Conduct Authority (FCA) and operate in accordance with the FCA's rules and regulations.

This means that we safeguard your funds in segregated accounts that are unattached to our own, so that whatever happens, your money is secure and available to you.

We also use 3D Secure technology to guarantee your payments are secure. Whenever you make a payment online using your SumUp Mastercard, you'll get a notification on your phone asking you to verify the transaction.