SumUp Cash Advance

Funding for every business need

Flexible, fast and transparent funding - repayable directly from your SumUp card reader.

Get a personalized offer based on your sales through SumUp

No complicated applications or loan bureaucracy. Once you're eligible, the Cash Advance offer will appear in your SumUp app. There's also no hidden costs or interest - you pay only a fixed fee upfront based on the size of the cash advance offer.

Get a personalized offer based on your sales through SumUp

No complicated applications or loan bureaucracy. Once you're eligible, the Cash Advance offer will appear in your SumUp app. There's also no hidden costs or interest - you pay only a fixed fee upfront based on the size of the cash advance offer.

Receive your money in 2 working days

No long periods of processing time or complex payout process. Once you request your cash advance you'll receive it in your same payout bank account that you use with SumUp.

Receive your money in 2 working days

No long periods of processing time or complex payout process. Once you request your cash advance you'll receive it in your same payout bank account that you use with SumUp.

Repay as you get paid

We automatically deduct a set percentage of your card sales until your Cash Advance is paid off. When you don't make sales, you won't pay anything back.

Repay as you get paid

We automatically deduct a set percentage of your card sales until your Cash Advance is paid off. When you don't make sales, you won't pay anything back.

Cash Advance to make any business thrive

Stories from our merchant community

Fuel your growth

"The SumUp Cash Advance really helped me upgrade my salon furniture and start my own lash kits as well, which increased our profitability"

Faye from Mirror Mirror

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Find operational security

"My car broke down and I had to fix it. [...] I got my offer and I needed it desperately so I accepted it"

Azaduz, Taxi business owner

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Smoothen your cash flow

"When the money went into my account [...] it just made me feel so much better. It's nice to have a safety net"

Peter from Storm Hair

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Questions about SumUp Cash Advance?

Taking out a Cash Advance is a big decision. Let’s make sure all your open questions have been addressed.