Earn cashback worldwide

Spend worldwide with no fees

Spending abroad with SumUp Pay is simple. There are no hidden fees or extra charges, so you can travel trouble-free knowing you’re in control of your money.

Cashback goes global

Spending abroad earns you cashback, whether you're paying for a poolside piña colada or breakfast baguette.

It only takes 5 minutes to open a SumUp Pay account

Download the SumUp Pay app on iOS or Android to start spending and earning cashback straight away.

Sign up for free →

Your questions, answered.

What is SumUp Pay?

SumUp Pay is an e-money wallet that allows you to pay online and in-store with a virtual Mastercard, and earn cashback on every purchase. SumUp Payments Limited holds an e-money licence and is authorised and supervised by the Financial Conduct Authority in the UK under the Electronic Money Regulations 2011.

Who can open a SumUp Pay account?

To open a SumUp Pay account, you need to:

  • Be at least 18 years old

  • Be present in the United Kingdom to open your account

  • Have your permanent residence in the United Kingdom

  • Own a smartphone supporting our app (iOS 15 or above and Android 6 or above operating system)

How do I open a SumUp Pay account?

It’s easy to open a SumUp Pay account. Download the SumUp Pay app on your mobile phone on either iOS or Android. Follow the on-screen sign up instructions and you’re ready to start spending, sending and earning.

Is my money safe with SumUp Pay?

Yes. With SumUp Pay, your money is protected. As an e-money institution, we are obliged to safeguard your money as per the Payment Services Regulations 2017 (PSRs) and the Electronic Money Regulations 2011 (EMRs).

How do I pay with SumUp Pay?

To pay with SumUp Pay, you need to add money to your SumUp Pay wallet. When you make a payment, the money will be deducted directly from your balance.

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