We believe in transparency so you can be sure that we won’t charge you any hidden costs or surprise payments.

If you sign up to our pay-as-you-go plan, you’ll pay the one-time purchasing price for the device you choose (where applicable), and then you’ll simply pay a fixed transaction fee each time you take a payment. For our card readers, the transaction fee is 1.69%. For our digital payment products (Online Store, payment links, gift cards), you’ll pay 2.50% per transaction. QR codes are free to use, with no transaction fee.

If you sign up to our flexible subscription, SumUp One, you can enjoy cheaper transaction fees on each payment you take. For the monthly cost of €19, we’ll only charge you 0.95%** on each transaction you take, regardless of whether you’re using a card reader or a digital payment product.

With a customised, fixed subscription, your fees will vary based on the package of products you’d like to use.

With SumUp, you choose how you want to pay. If you choose to use our products on a pay-as-you-go basis, you won’t be subjected to any monthly costs or charges. You’ll only pay a small percentage fee on a transaction-to-transaction basis. In other words, you only pay when you get paid via a SumUp product.

If you want to combine and save on transaction fees with one of our subscription options, like SumUp One, you’ll be charged a monthly fee. However, you’ll then receive a discount on the amount you’re charged as a transaction fee on each payment you take with our products.

Yes, of course. We know that you need to be flexible when it comes to offering your customers a variety of ways to pay for your products and services. Follow this simple step-by-step guide to enable and accept cash payments via the SumUp Business app. You won’t be charged any transaction cost for cash payments.

No, you’ll only pay our fixed transaction fee on successful transactions, declined payments aren’t charged.

You’ll get access to:

• Lower fees (only 0.95%*) for card reader and online transactions

• Your money faster with next-day payouts

• Unlimited invoicing with SumUp Invoices

• 50% off all SumUp card readers

If you choose to receive your payouts to your SumUp Business Account, you’ll get the money you process with SumUp products in just 3 hours. This applies whether you use SumUp on a pay-as-you-go basis or upgrade to a payment plan.